M-Pay (top-up) service was introduced to enable the mobile operators and prepaid mobile customers to recharge their phone limit without the need of a voucher. A customer can send a few short messages to the service operator to extend their mobile limit. The top-up service operator will integrate with KNET to process the financial payment transaction and with the mobile operators to recharge the mobile account upon the Bank’s transaction approval.
The top-up platform will integrate with KNET system and the mobile operators to capture and process financial Top-up transactions. Prior to using the service, the customer must go through a registration process wherein the customer will fill a registration form to link their bank card number to their mobile phone number. The registration data will be stored in the Top-up service operation system database. A new service PIN number will be issued by the Top-up service operator for the customer. Upon approval of the registration form by the Issuer bank, the service will be enabled for the customer for future use. The registration can be done at the mobile operators outlet or their distributors or the banks’ branches.